personal finance

Whether you're a beginner investor or looking for an investor, it's always great to get back to basics and understand a critical question: "how do real estate investments make money?" This question may seem intuitive but an understanding of real estate investing basics is crucial to being a smarter and successful investor.

In our day and age one of the best ways to bond and laugh with others is through sharing internet memes. Fortunately for the real estate finance minded person, no shortage of quality meme sources exists. We too can share in the creativity, community, and culture of hilarious internet memes.

Real estate investment currently presents one of the best opportunities to build wealth. But, jumping into the this financial asset class can be intimidating for beginner investors. These five resources will better equip you to tap into these opportunities.

Reddit is an online forum where users can share news, opinions, thoughts, and ask questions. In 2019, there were approximately 430 million monthly users. Different subcommunities exist for people with similar interests to connect. Birgo Capital's favorite is r/realestateinvesting (of course).

Consumers can feel the strain of inflation on checkbooks and wallets. Prices have increased more than 7%. Energy is probably the biggest individual component of the increase and housing prices could also rise as much as 5% over the upcoming year.

15% of all current U.S. stock market investors say they first began investing in 2020. How should these investors allocate their money? We've got the answers.

Crowdfunding is an exciting emerging option that could open the doors to higher-quality assets for everyday investors with lower costs and higher liquidity.

Save? Spend? Invest? The three ways you can spend money (and a year-end bonus from your employer). What's the smartest thing to do with your extra income?

Financial security is a marathon, not a sprint. It requires building life-long habits and focusing on financial healthy, the dividends of which are measured in years or decades, not a few weeks in January. But, many of us like to use the New Year as an opportunity to see where we are, and plan for the future. Here are five financial resolutions for the new year.

Almost 1,100 REITs are available in the U.S. alone. While we think residential real estate is the best real estate investment, the world of real estate investing offers numerous options that fit investors with different risk tolerances and financial goals. The most popular categories of REITs include residential, retail, office, and mortgage.

Having a passion for real estate and helping people in need can go hand in hand. The holiday season is a time to be more charitable so we encourage you to mix your passion for real estate and volunteerism to give back to the community.

The world of real estate is much wider than housing and retail space. Virtually any enterprise that requires the use of land and/or buildings is a potential opportunity for real estate investors.

Real estate investment trusts (REITs) are a great way to diversify your portfolio in an accessible way. A REIT is a corporation that invests in real estate on behalf of its shareholders and passes the proceeds on to them. REITs can be private, public, traded on a stock exchange, or non-traded. 

Buying a home isn’t for everyone. Homeownership makes more sense in some professions than others, and it usually isn’t advisable to buy a home unless you’re planning to stay in your city or geography for at least a few years. But for young professionals with stable jobs, starting a family, or planning to live in the same area for a while, a house is more than just another appreciating asset. A house is an important part of your net worth, a stronghold against financial risk, a source of passive income, and a financial milestone worth being proud of.

Diversification is key to mitigating downside risks and improving long-term returns. Real estate is one of the best ways to diversify your portfolio.

Young professionals in their 20s or those just beginning to create an investment portfolio are likely unaccredited investors. REITs, direct investing, and crowdfunding are all ways that unaccredited investors can add real estate to their investment portfolio.